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PERMANENT OFFICIAL-EVIDENCE DOSSIER
Fine over opaque automated credit decision
The HmbBfDI published a €492,000 fine against a finance company. The authority describes fully automated rejections of online credit-card applications and says the company accepted the fine.
!A published action is evidence of official activity—not automatically a finding of infringement.
- Authority
- Hamburg Commissioner for Data Protection and Freedom of Information
- Subject
- Unnamed Hamburg finance company
- Technology / system
- Automated credit-card decision
- Action type
- administrative fine
- Procedural status
- final
- Action date
- 30 September 2025
- Publication date
- 30 September 2025
- Effective date
- not published
- Officially stated amount
- €492,000
- Legal basis
- GDPR
Exact technology passage
“vollautomatisierte Ablehnung von Online-Kreditkartenanträgen”
Location in source: Abschnitt „Diskriminierung durch automatisierte Entscheidungen“